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A real estate closing is the last step in the home buying and selling process. At Closing, the ownership of the property is transferred from the seller to the buyer.
Refinancing a mortgage loans means that you are paying off an existing loan and replacing it with a new loan. Many homeowners refinance their mortgage loans to obtain a lower interest rate, to shorten the term of their of their loan, or to convert from an adjustable rate mortgage (“ARM”) to a fixed rate.
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